UAE to Pakistan Money Transfer Guide
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UAE to Pakistan Money Transfer Guide

A practical guide for UAE residents sending money to Pakistan — covering digital apps, exchange houses, bank transfers, and cash pickup options.

Pakistan is one of the top remittance destinations for UAE-based senders. The large Pakistani expat community in the UAE sends significant volumes home each year. This guide covers the main transfer methods and what to compare.

Main Transfer Methods

Digital remittance apps such as Remitly, Western Union, and MoneyGram support AED-to-PKR transfers with bank deposit or cash pickup options. Fees, rates, and delivery times vary by provider. Verify availability for your specific amount and corridor.

UAE exchange houses (Al Ansari Exchange, Lulu Exchange) also offer AED-to-PKR transfers with competitive rates for regular senders. Some exchange houses support home delivery or bank credit to Pakistani bank accounts. Verify at the branch or via the exchange house app.

Cash pickup is a popular option for recipients without bank accounts or in areas with limited banking access. Western Union and MoneyGram have extensive agent networks in Pakistan. Verify agent availability for the recipient's city.

What to compare

  • The exchange rate vs the current interbank rate AED/PKR rate (which tracks AED/USD due to the AED peg to USD).
  • The flat transfer fee.
  • Bank deposit vs cash pickup options for the recipient's location.
  • Typical delivery time.
  • Whether the provider supports your preferred payment method (bank transfer, card, cash).

Data caveat: remit.ae does not publish live AED/PKR rates. All rate and fee information must be verified directly with the provider before sending.

AED → PKR — Provider Comparison

Typical rate based on data · Check final rate and fee directly with the provider before sending.

AED

29 providers compared · provider rates

LuLuExchange
LuLu Exchange7.4UAE exchange house
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
Joyalukkas Exchange
Joyalukkas Exchange7.7UAE exchange house
75,470PKR
they receive
Exchange rate: 75.4700Fee: Free
—Check rate
Remitly6.9
75,430PKR
they receive
Exchange rate: 75.4300Fee: Free
—Check rate
e& money
e& money5.5
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
Redha Al Ansari Exchange
Redha Al Ansari Exchange7.8UAE exchange house
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
Al Ahalia Exchange
Al Ahalia Exchange6.7UAE exchange house
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
AL ANSARIEXCHANGE
Al Ansari Exchange7.8UAE exchange house
75,350PKR
rate conversion
Exchange rate: 75.3500Fee: confirmed in provider quote
—Check rate
Al Rostamani International Exchange
Al Rostamani International Exchange6.6UAE exchange house
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
Belhasa Global Exchange
Belhasa Global Exchange6.6UAE exchange house
75,460PKR
rate conversion
Exchange rate: 75.4603Fee: confirmed in provider quote
—Check rate
Federal Exchange
Federal Exchange6.8UAE exchange house
75,600PKR
rate conversion
Exchange rate: 75.6000Fee: confirmed in provider quote
—Check rate
GGCCEXCHANGE
GCC Exchange7.2UAE exchange house
75,457PKR
rate conversion
Exchange rate: 75.4573Fee: confirmed in provider quote
—Check rate
Index Exchange
Index Exchange6.6UAE exchange house
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
Lari Exchange
Lari Exchange6.6UAE exchange house
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
LM Exchange / LMPay
LM Exchange / LMPay6.7UAE exchange house
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
Orient Exchange
Orient Exchange6.8UAE exchange house
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
Sharaf Exchange
Sharaf Exchange5.8UAE exchange house
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
Universal Exchange Center
Universal Exchange Center6.8UAE exchange house
75,740PKR
rate conversion
Exchange rate: 75.7400Fee: confirmed in provider quote
—Check rate
Al Fuad Exchange
Al Fuad ExchangeUAE exchange house
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
Multinet Trust Exchange
Multinet Trust ExchangeUAE exchange house
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
Abu Dhabi Islamic Bank (ADIB)
Abu Dhabi Islamic Bank (ADIB)6.3
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
Emirates Islamic
Emirates Islamic6.3
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
First Abu Dhabi Bank (FAB)
First Abu Dhabi Bank (FAB)6.3
73,198PKR
rate conversion
Exchange rate: 73.1979Fee: confirmed in provider quote
—Check rate
Careem Pay
Careem Pay5.9
75,740PKR
rate conversion
Exchange rate: 75.7400Fee: AED 7.35
—Check rate
Al Ghurair Exchange
Al Ghurair ExchangeUAE exchange house
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
OOFX
OFX4.2
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
Paysend
Paysend4.9
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
TapTap Send
TapTap Send5.8
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
Wise6.9
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate
XE Money Transfer
XE Money Transfer
Rate confirmed in provider quote
Fee: confirmed in provider quote
—Check rate

Data recorded: 28/09/2026, 12:10:29 PM

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Frequently asked questions about uae to pakistan money transfer guide

Can I trust a company I found on remit.ae but never heard about before?

Provider availability, licensing, and regulatory status should be verified directly with the provider and relevant regulator where required.

Is it possible to send money with remit.ae, or are you just a comparison service?

remit.ae is an independent information platform, not a money transfer service. Once you identify a provider that fits your needs, visit their own website or app directly to set up and send your transfer.

How much does it typically cost to send money from the UAE?

Costs vary widely based on the provider, the amount sent, and the payment method. Check the final total cost — including any exchange-rate margin and flat fees — directly with the provider before sending.

What is the fastest option to send money from UAE?

Transfer speed depends on the provider, payment method, and recipient country. Many digital providers offer same-day or next-day delivery for some corridors. Verify expected delivery times with the provider before sending.

About the author

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