Banks in UAE: Bank List With Deposit and Savings Rates
10 UAE banks — conventional, Islamic and digital — with the deposit, savings and account terms each one publishes, read on 8 November 2026.
Which banks are in this UAE bank list?
HSBC UAE, Emirates Islamic, FAB, ADCB, Liv, Wio, Mashreq, ADIB, Emirates NBD, RAKBANK. Each entry shows the products and rates the bank publishes on its own website, read on 8 November 2026.
UAE bank list
| Bank | Type | Products and published rates | Official website |
|---|---|---|---|
| HSBC UAE | Conventional | Term Deposit: 4.50% interest · E-Saver: 0.20%–2.00% interest | hsbc.ae |
| Emirates Islamic | Islamic | Upfront Profit / Booster Wakala Deposit: 4.30% expected profit | emiratesislamic.ae |
| FAB | Conventional | Fixed Deposit: 4.15% interest | bankfab.com |
| ADCB | Conventional | Fixed Deposit: 4.00% interest | adcb.com |
| Liv | Digital | Fixed Deposit (Liv Max): 3.50% interest · Goal Max: 3.50% interest | liv.me |
| Wio | Digital | Fixed Saving Space: 3.25% interest · Saving Space: 3.00% interest | wio.io |
| Mashreq | Conventional | Fixed Deposit: 3.07% interest · Mashreq NEO account: minimum AED 3,000 | mashreq.com |
| ADIB | Islamic | Investment Deposit Account: 0.80% actual profit | adib.ae |
| Emirates NBD | Conventional | Fixed Deposit: See the bank’s rate calculator · Account with minimum balance: minimum AED 3,000 | emiratesnbd.com |
| RAKBANK | Conventional | Savings Account: 0.25% interest | rakbank.ae |
Benchmark: CBUAE Base Rate
The CBUAE Base Rate is 3.90%, effective 17 September 2026 and maintained on 28 October 2026. CBUAE announcement
Sources (official bank pages)
Emirates Islamic — Upfront Profit / Booster Wakala Deposit
Frequently Asked Questions
Which is the best bank in UAE?↓
It depends on what you need: the rate, the minimum balance and the conditions differ by product. On 8 November 2026, the highest published 12-month deposit rate in our list was HSBC UAE at 4.50% interest, and Liv, Wio, HSBC UAE, RAKBANK offered savings accounts with no minimum balance.
Do Islamic banks in UAE pay interest?↓
Islamic banks pay profit, not interest. For Emirates Islamic we show the expected profit rate it quotes; for ADIB we show the actual profit it distributed.
Who regulates banks in UAE?↓
The Central Bank of the UAE (CBUAE) licenses and supervises banks in the UAE and sets the Base Rate used as the benchmark on these pages.