UAE → India · Receiving guide

Send money to State Bank of India (SBI) from the UAE

Sending money from Dubai or elsewhere in the UAE to State Bank of India (SBI) starts with the receiving account. Use the bank’s instructions below to prepare the beneficiary, then compare the complete transfer price for your AED amount.

AED to INR:Rates and transfer costsCompare INR transfers
Reviewed 19 October 2026·remit.ae Editorial Team

State Bank of India (SBI): receiving details

Confirm the account holder’s exact name, current State Bank of India (SBI) account number and branch IFSC for a local INR deposit. For a foreign-currency wire, obtain the bank’s SWIFT and correspondent instructions for the chosen currency.

Compare the same transfer

Use the same total AED budget, recipient and receiving method. Check the INR amount, all disclosed charges and the end-to-end delivery estimate before paying.

State Bank of India (SBI) receiving route

SBI directs senders to obtain the receiving branch’s SWIFT instructions. When that branch has no SWIFT code, its guidance calls for a linked or nearby SBI branch code.

Ask the SBI recipient for branch-confirmed wire instructions. Keep the beneficiary account and branch IFSC separate from any intermediary-bank details; a single head-office code should not replace branch instructions.

SBI NRI remittance FAQs

Prepare the payment

1

Confirm the beneficiary

Confirm the account holder’s exact name, current State Bank of India (SBI) account number and branch IFSC for a local INR deposit. For a foreign-currency wire, obtain the bank’s SWIFT and correspondent instructions for the chosen currency.

2

Choose the receiving method

Select India and the actual account or receiving method in the sending service. Review the recipient name before confirming.

3

Check total cost and delivery

Compare AED paid against INR delivered, including separately disclosed charges. Keep the receipt and transfer reference until the recipient confirms credit.

Rate, fees and tracking

CheckWhat to compare
Exchange rateThe quoted AED/INR conversion and its expiry, alongside a dated reference rate.
Total paymentThe AED amount debited or paid, including the sending charge.
Receiving amountThe INR proceeds and any disclosed intermediary, receiving or cash-out charge.
Delivery and amendmentsThe end-to-end estimate, tracking reference and correction or refund conditions.

Frequently asked questions

What details do I need to send to State Bank of India (SBI) from Dubai?

Confirm the account holder’s exact name, current State Bank of India (SBI) account number and branch IFSC for a local INR deposit. For a foreign-currency wire, obtain the bank’s SWIFT and correspondent instructions for the chosen currency.

How do I compare transfer costs to State Bank of India (SBI)?

Compare the final INR amount for the same total AED payment and the same receiving method. Include sender fees, exchange-rate differences and any disclosed intermediary or receiving charges.

How long does a UAE transfer to State Bank of India (SBI) take?

Use the sending service’s estimate for the complete UAE-to-India transfer. Funding, identity checks, routing and receiving-account processing can affect delivery. A domestic payment-network speed describes only part of the journey.

Compare UAE to India transfer costs

Choose the amount and receiving method, then confirm State Bank of India (SBI) support in the sending service.

Compare AED to INR

Transfers from Dubai and the UAE to State Bank of India (SBI). Compare the receiving route and total cost for your own amount.

Bank and wallet instructions describe receiving arrangements; they are not a universal price or speed guarantee.

Send from Dubai · Understand exchange-rate costs