What is a SWIFT Code?
A SWIFT code (Bank Identifier Code / BIC) is an internationally recognized code used to identify banks during cross-border wire transfers. It tells the sending bank exactly which financial institution should receive the funds.
SBI's SWIFT code SBININBB breaks down as: SBIN (State Bank of India) + IN (India) + BB (Mumbai location). Add XXX for the primary/head office branch.
SBI SWIFT Codes — India & UAE Branches
SBI has a physical presence in the UAE with branches in Dubai and Abu Dhabi, making it unique among Indian banks. This means both the sending side (UAE) and receiving side (India) can use SBI.
| Branch / City | SWIFT Code |
|---|---|
| Mumbai — Head Office | SBININBBXXX |
| Delhi — Parliament Street | SBININBBDEL |
| Chennai | SBININBBMAA |
| Kolkata | SBININBBCAL |
| Bangalore | SBININBBBNG |
| Hyderabad | SBININBBHYD |
| SBI UAE (Dubai/Abu Dhabi) | SBINAEADXXX |
SBI UAE Presence — Sending Money Directly
How to Receive Money from UAE in SBI
NRE vs NRO Account — Which to Use for UAE Transfers?
- • Funded from foreign currency (AED, USD, etc.)
- • Freely repatriable — send money back to UAE anytime
- • Interest is tax-free in India
- • Converted to INR at current rate on receipt
- • Best for UAE salary savings sent to India
- • Can receive both Indian rupee income and foreign transfers
- • Repatriation limited to USD 1 million per year
- • Interest taxable in India (TDS applies)
- • Good for rental income, pension, dividends in India
- • Can accept UAE remittances
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Frequently Asked Questions
What is State Bank of India SWIFT code?
State Bank of India's primary SWIFT code is SBININBB. This 8-character BIC identifies SBI for international wire transfers. For specific branches, an 11-character version is used (e.g., SBININBBXXX for the head office in Mumbai). SBI also has its own UAE branches with separate SWIFT codes: SBI UAE branch SWIFT is SBINAEADXXX.
What is SBI UAE branch SWIFT code?
SBI has branches in Dubai, Abu Dhabi, and other UAE cities. The SBI UAE SWIFT code is SBINAEADXXX. This is different from the India SWIFT code (SBININBB). If you are sending from an SBI UAE branch to SBI India, the receiving bank code is SBININBB.
How to receive money from UAE in SBI NRE account?
To receive money from UAE into an SBI NRE (Non-Resident External) or NRO account: give the sender the SWIFT code SBININBB, your SBI account number, account holder name, and branch address. NRE accounts receive foreign currency which is converted to INR at prevailing rates. NRO accounts also accept inward remittances. Funds typically arrive within 1-2 business days.
Related SWIFT & IFSC Code Pages
remit.ae is an independent comparison service. SWIFT codes are provided for informational purposes — always verify with your bank before initiating a transfer. Stack Jewels LLC.