Compare available provider options for sending UAE Dirhams (AED) to India (INR). Rates and fees shown are indicative — verify the final amount with the provider before sending.
remit.ae does not currently display an indicative AED to INR rate. Showing a rate requires a verified source — one that has been reviewed for terms, freshness, and accuracy before display.
No such source has been approved yet. This avoids showing numbers that could mislead users about the rate they will actually receive.
Check the current AED to INR rate directly:
Why no number? Showing an unverified rate can mislead users. remit.ae will add an indicative rate when a verified source is approved — labeled clearly as indicative, with freshness timestamp, source attribution, and a caveat that it is not a provider transfer rate.
remit.ae does not show a live AED to INR exchange rate. Rates change throughout the day and differ by provider. The indicative editorial range for 1 AED is approximately 22–23 Indian Rupees, based on remit.ae editorial research — but this is not a live rate and not guaranteed by any provider.
Important: Always verify the current rate, fee, and your recipient's final INR amount directly with the transfer provider before sending. This indicative range is for education only.
Indicative range based on remit.ae editorial research. Not a live rate.
remit.ae does not display a live AED to INR rate. Live rates require a verified real-time data feed from each provider — which we do not currently have. Instead, we explain what affects the rate and where to check it directly.
Indicative context: Indicative range: approximately 22–23 INR per 1 AED (remit.ae editorial research, not a live rate). AED is pegged to USD at 3.6725 (official CBUAE rate).
AED/USD peg: AED is pegged to USD at 3.6725 — this is the official UAE Central Bank fixed rate. AED/INR rates therefore track USD/INR market movement.
To get today's AED to INR rate, check directly with a provider:
Official site — use their rate calculator before visiting a branch.
Official site — verify current AED to INR rate and fee.
Official site — check current rate and delivery time.
Before you send: Always confirm the rate, any transfer fee, and the exact amount your recipient will receive before completing a transfer. Counter rates and online rates may differ. remit.ae does not guarantee any rate.
Not sure what to compare? How remit.ae works · Data freshness policy
Rate and fee data only appears after source verification. No rate is guaranteed live.
Rate sourced from the provider's official API under an approved agreement. Highest confidence.
Rate comes directly from the provider's API. Still verify before sending — rates can change.
An operator manually verified this rate from a public provider page at a specific point in time.
Rate was verified from the public page at a specific date. Check the timestamp — it may be outdated.
An indicative board rate from a UAE exchange house. Counter rates may differ.
This is an indicative board rate. The counter or app rate may differ. Verify directly.
No rate or fee data has been collected or verified for this provider.
No rate data available yet. Visit the provider's website to get the current rate and fee.
AED (UAE Dirham, ISO 4217) is the official currency of the United Arab Emirates. INR (Indian Rupee) is the official currency of India. The AED to INR exchange rate determines how many Indian rupees your recipient receives per UAE dirham sent.
The UAE–India corridor is one of the largest remittance routes in the world, serving a large Indian expatriate community in the UAE. Rates, fees, and delivery times vary significantly between providers.
The following providers may support UAE to India (AED→INR) transfers. remit.ae does not guarantee availability, rates, or fees. Always verify with the provider directly.
Always verify the final rate, fee, and recipient amount with Wise before sending money.
We may earn a commission if you continue to a provider through an approved affiliate link. Provider fees, rates, and delivery times must be verified on the provider website before sending money. Affiliate disclosure.
Always verify the final rate, fee, and recipient amount with Remitly before sending money.
We may earn a commission if you continue to a provider through an approved affiliate link. Provider fees, rates, and delivery times must be verified on the provider website before sending money. Affiliate disclosure.
Always verify the final rate, fee, and recipient amount with Western Union before sending money.
We may earn a commission if you continue to a provider through an approved affiliate link. Provider fees, rates, and delivery times must be verified on the provider website before sending money. Affiliate disclosure.
Always verify the final rate, fee, and recipient amount with MoneyGram before sending money.
We may earn a commission if you continue to a provider through an approved affiliate link. Provider fees, rates, and delivery times must be verified on the provider website before sending money. Affiliate disclosure.
Always verify the final rate, fee, and recipient amount with InstaRem before sending money.
We may earn a commission if you continue to a provider through an approved affiliate link. Provider fees, rates, and delivery times must be verified on the provider website before sending money. Affiliate disclosure.
Always verify the final rate, fee, and recipient amount with Al Ansari Exchange before sending money.
We may earn a commission if you continue to a provider through an approved affiliate link. Provider fees, rates, and delivery times must be verified on the provider website before sending money. Affiliate disclosure.
Always verify the final rate, fee, and recipient amount with Lulu Exchange before sending money.
We may earn a commission if you continue to a provider through an approved affiliate link. Provider fees, rates, and delivery times must be verified on the provider website before sending money. Affiliate disclosure.
No rate or fee data is shown — data will only be displayed after approved source verification. Use each provider's calculator to see the current rate and fee for your transfer.
Key factors when comparing AED to INR transfer providers: exchange rate, transfer fee, delivery time, and payout method. remit.ae helps you understand your options — always verify the final details with the provider.
remit.ae does not transfer money, hold funds, or process payments. Always verify the final rate, fee, and delivery time directly with the provider before sending.
Q1What is the best way to send AED to INR?
Compare exchange rate, fee, and delivery time across digital apps (Wise, Remitly), UAE exchange houses, and banks. Verify the current rate with each provider before sending.
Q2How much does it cost to send AED to India?
Costs include a transfer fee (flat or zero) and an exchange rate margin. Compare the total: fee plus the gap between mid-market rate and the offered rate. Verify with the provider.
Q3What is today's AED to INR exchange rate?
The AED/INR rate changes throughout the day. The mid-market rate is a reference — providers offer slightly lower rates to cover their margin. Check each provider's app for current rates.
Q4How long does delivery usually take?
Delivery time depends on your payment method (bank transfer vs. card), the receiving bank, and whether the recipient picks up cash or receives a bank deposit. Many digital providers offer same-day or next-day delivery for UAE → India or UAE → Pakistan corridors, but confirm with the provider.
Q5What is the difference between bank and exchange house?
UAE exchange houses (Al Ansari, Lulu Exchange, Al Fardan) are widely used for cash-based remittances and often offer competitive rates for major corridors. UAE banks (Emirates NBD DirectRemit, FAB, Mashreq) offer convenience for existing account holders. Compare total cost — fee plus rate margin — and check the provider before sending.
Verify before sending: Rates and fees change frequently. Use each provider's calculator to confirm the exact amount before sending.
Rate and fee data appears only after source verification. No rate or fee shown here is guaranteed live.
Three main provider types serve this corridor. No provider type is ranked as best — each has different trade-offs depending on your amount, urgency, and the recipient's preferred payout method.
| Factor | Exchange house | Digital app | Bank transfer |
|---|---|---|---|
| Where to use | Physical branch (UAE) | Mobile app / website | Bank branch or online banking |
| Typical speed | Same day (often) | Minutes to next day | 1–5 business days |
| Fee structure | Rate margin + possible flat fee | Rate margin + flat or % fee | SWIFT fee + correspondent bank fees |
| Rate transparency | Displayed at counter | Shown in app before you confirm | Varies — may use bank's internal rate |
| Cash pickup | Often available | Some providers | Usually not |
| Useful for | Large amounts, cash users | Frequent transfers, mobile-first | Formal payments, large amounts to a bank |
This comparison is for general education only. No provider type is ranked as best or cheapest. Rates, fees, and delivery times vary significantly by provider, amount, corridor, and time of transfer. Always verify the full cost (rate + fee) with the actual provider before sending.
When you send AED and your recipient receives INR, several factors reduce the final INR amount below what a raw rate conversion would suggest. Understanding these helps you compare the true cost of a AED to INR transfer.
Exchange rate margin
The provider sets their rate below the mid-market (interbank) rate. The difference is their margin — a hidden cost embedded in the rate itself.
If the mid-market rate is 22.80 AED/INR and the provider offers 22.50, the margin is ~1.3%.
Transfer fee
A flat or percentage fee charged on top of the rate. Flat fees hurt small transfers more; percentage fees matter more on large amounts.
A flat AED 15 fee on AED 100 is 15% of your send amount.
Delivery method
Faster delivery (instant, same-day) sometimes comes with a premium rate or fee. Slower options may offer a slightly better rate.
Instant transfer may cost AED 5–10 more than a next-day option.
Correspondent bank fees
For bank-to-bank (SWIFT) transfers, the recipient's bank or intermediate banks may deduct fees from the transferred amount.
Your recipient may receive slightly less than expected if their bank applies a receipt fee.
Cash vs bank credit
Cash pickup and bank credit payouts may have different rates or fees at the same provider.
Some exchange houses offer a marginally better rate for bank-to-bank vs cash pickup.
How to compare properly: Ask the provider for the total amount your recipient will receive in INR after all fees and rate margin — not just the advertised exchange rate. remit.ae does not calculate or guarantee any recipient amount.
Always verify directly with the provider before sending
remit.ae is a comparison platform — not a live rate feed or money transfer service. Rates and fees shown may be estimated or stale. Confirm these before transferring:
Listings are editorial only. No ranking, no rate guarantee.
Wise
Affiliate program: application in progressRemitly
Affiliate program: application in progressWestern Union
Affiliate program: application in progressMoneyGram
Affiliate program: application in progressremit.ae does not transfer money, hold funds, or process payments. Always verify the final rate, fee, and delivery time directly with the provider before sending.
Amount variant pages
Send money from UAE to India
New resident guides
Send Money UAE to India
Overview of methods for sending AED to India.
Exchange Houses in UAE
Compare licensed UAE exchange houses.
App vs Exchange House
Digital apps vs UAE exchange houses — compared.
Wise vs Exchange House
Wise compared to UAE exchange houses.
AED to PKR
UAE to Pakistan — compare options.
New UAE Resident Setup
How to set up money transfers when new to UAE.
Wise UAE
General information about Wise for UAE senders.
Remitly UAE
General information about Remitly for UAE senders.
Lulu Exchange UAE
Exchange house information — UAE-India corridor.
Al Fardan Exchange UAE
Exchange house information — remittance guide.
Dubai to India Transfer
Money transfer options for Dubai-based senders.
Abu Dhabi to India Transfer
Money transfer options for Abu Dhabi-based senders.
Salary Day Remittance UAE
What to check before sending on salary day.
Wise vs Remitly UAE
Compare Wise and Remitly for UAE senders (no winner).
Wise UAE to India
Wise routing guide for UAE-India corridor.
Remitly UAE to India
Remitly routing guide for UAE-India corridor.
Al Ansari UAE to India
Al Ansari Exchange for UAE-India transfers.
Lulu Exchange UAE to India
Lulu Exchange for UAE-India transfers.
Cash Pickup UAE to India
Cash pickup method guide for UAE-India corridor.
Ajman to India Transfer
Transfer options for Ajman-based senders.