UAE → India (Bank of Baroda)
Send Money to Bank of Baroda from UAE (2026 Guide)
Bank of Baroda (BOB) is one of India's largest public sector banks, particularly popular among Indian expats who have had accounts with BOB for decades. Unlike most Indian banks, Bank of Baroda operates direct branches in the UAE (Dubai and Abu Dhabi), giving it a unique dual presence that appeals to long-established Indian communities. This guide covers sending AED to BOB from the UAE.
Bank of Baroda SWIFT Code
BARBINBB — BOB's primary SWIFT/BIC code for international wires. For IMPS/NEFT transfers, use the account number + IFSC code instead.
Quick answer
Best for Bank of Baroda from UAE: Wise or Remitly (best rates, IMPS instant) for digital transfers. Alternatively, visit Bank of Baroda's own UAE branches in Dubai or Abu Dhabi for in-person service — especially preferred by older Indian expats familiar with the bank.
Which UAE Providers Support Bank of Baroda?
| Provider | Supports Direct Deposit | Delivery Time | Notes |
|---|---|---|---|
| Wise | Yes | Within minutes (IMPS) | Best mid-market AED/INR rate |
| Remitly | Yes | Minutes (Express) | Popular, fast |
| WorldRemit | Yes | Within minutes | Good for smaller amounts |
| Al Ansari Exchange | Yes | Same day / next day | Walk-in branches across UAE |
| Bank of Baroda UAE | Yes (direct) | Same day | BOB's own UAE-to-India channel |
Bank of Baroda UAE Presence
Unlike most Indian banks, BOB operates full banking branches in the UAE:
- Dubai branch: BOB Dubai operates as a licensed bank, offering corporate and retail services.
- Abu Dhabi presence: BOB has representative offices and correspondent banking relationships in Abu Dhabi.
- Direct remittance: UAE BOB customers can send money through BOB's own remittance channel directly to BOB India accounts — useful for maintaining a banking relationship with a single institution.
- Rate comparison: Even with BOB's own channel, compare the AED/INR rate with Wise before proceeding — third-party providers often offer better rates.
Bank of Baroda NRI Accounts
- Baroda NRE Account: Repatriable savings in INR. Interest is tax-free in India. Joint accounts with resident Indians permitted.
- Baroda NRO Account: For income earned in India. Interest taxable at 30% + surcharge.
- Baroda FCNR(B): Fixed deposits in foreign currency — USD, GBP, EUR, AED. Tax-free in India, fully repatriable.
- BOB World NRI App: BOB's mobile banking app allows NRIs to manage accounts, fix deposits, and initiate remittances.
Frequently Asked Questions
Can I send money from UAE to Bank of Baroda?
Yes. All major UAE remittance providers (Wise, Remitly, WorldRemit, Al Ansari Exchange) support direct deposits to Bank of Baroda India. Bank of Baroda also has its own UAE branches where you can send money directly. You need the recipient's BOB account number and IFSC code.
What is Bank of Baroda SWIFT code?
Bank of Baroda's SWIFT/BIC code is BARBINBB. For branch-specific wires, an 11-character variant is used (e.g., BARBINBBXXX). Most retail remittance providers only need the 8-character base code BARBINBB.
Does Bank of Baroda have branches in UAE?
Yes. Bank of Baroda has a direct banking presence in the UAE (Dubai and Abu Dhabi). This makes it a trusted choice for older Indian expats and those who prefer in-person banking. UAE residents with BOB accounts in India can also use BOB's own remittance channels via the bank's UAE operations.
Compare AED to INR rates now
Live rates from providers supporting direct deposit to Bank of Baroda. No paid rankings.
Compare AED to INR →Rates are indicative. Verify with provider before sending. remit.ae is an independent comparison platform operated by Stack Jewels LLC. We do not transfer money or hold funds. Banking details are for reference — verify with Bank of Baroda or your provider before initiating any transfer.