UAE → India (Union Bank of India)
Send Money to Union Bank of India from UAE (2026 Guide)
Union Bank of India (UBI) is a major public sector bank headquartered in Mumbai. In April 2020, Union Bank merged with Andhra Bank and Corporation Bank, becoming India's fifth-largest public sector bank by assets. For UAE expats, UBI is well-supported by online remittance platforms with SWIFT code UBININBB.
Union Bank of India Details
SWIFT/BIC: UBININBB
Full name: Union Bank of India
HQ: Mumbai, Maharashtra, India
Merged banks: Andhra Bank + Corporation Bank (2020)
NRI Services: NRE, NRO, FCNR accounts
Post-merger note for former Andhra Bank customers
If your family member previously held an Andhra Bank or Corporation Bank account, their IFSC code has changed to the Union Bank format. Ask them to confirm their updated IFSC from the UBI mobile app or branch before you send.
Quick answer
Best for Union Bank from UAE: Wise (best rate, direct bank deposit), Remitly (fast Express option), Al Ansari Exchange (same-day cash/app transfer). SWIFT code: UBININBB.
Which UAE Providers Support Union Bank Deposits?
| Provider | UBI Deposit | Speed | Note |
|---|---|---|---|
| Wise | Yes | 1–2 business days | Mid-market rate, low fees |
| Remitly | Yes | Minutes–1 day | Express or Economy |
| WorldRemit | Yes | 1–2 business days | Good rates for AED to INR |
| Al Ansari Exchange | Yes | Same / next day | Large UAE branch network |
How to Send Money to Union Bank from UAE
Compare rates on remit.ae
Check live AED to INR rates. Wise typically offers the closest to mid-market rate for bank deposits.
Confirm updated IFSC code
For former Andhra Bank or Corporation Bank customers, IFSC codes changed in 2020. Confirm the current UBI IFSC from the recipient's UBI passbook or app.
Enter bank details
Input the Union Bank account number and IFSC in your chosen app. SWIFT code UBININBB is needed for international wire transfers.
Lock rate and pay
Confirm the AED to INR rate and fees shown in the app. Pay by UAE bank card or bank transfer. Save your transaction reference.
Track delivery
Union Bank sends SMS alerts for credit. Most online transfers complete within 1–2 business days via IMPS/NEFT routing.
Frequently Asked Questions
What is the SWIFT code for Union Bank of India?
Union Bank of India's SWIFT/BIC code is UBININBB. After the 2020 merger with Andhra Bank and Corporation Bank, all accounts now operate under Union Bank of India with SWIFT UBININBB. Confirm with your recipient's branch for the full SWIFT code.
Did the Andhra Bank merger affect Union Bank transfers from UAE?
Yes — Andhra Bank and Corporation Bank merged into Union Bank of India in April 2020. Former Andhra Bank and Corporation Bank account holders now use Union Bank of India's SWIFT code UBININBB and new IFSC codes. If your recipient had an Andhra Bank account, confirm they have updated IFSC details.
How do I send money from UAE to Union Bank of India?
Use Wise, Remitly, or Al Ansari Exchange to send AED directly to Union Bank of India accounts. Select 'Bank Deposit', enter the UBI account number and IFSC code. For large transfers, you can also use your UAE bank to wire to SWIFT UBININBB. Funds typically arrive in 1–2 business days.
Compare AED to INR rates now
Live rates from providers supporting Union Bank and all Indian bank deposits. No paid rankings.
Compare AED to INR →Rates are indicative. Verify with provider before sending. remit.ae is an independent comparison platform operated by Stack Jewels LLC. We do not transfer money or hold funds. SWIFT codes and IFSC codes should be confirmed with the recipient's bank before initiating transfers. Union Bank of India IFSC codes changed after the 2020 merger — verify current IFSC with your recipient.