Exchange House Comparison Methodology

Published

How remit.ae compares UAE exchange houses and digital providers — the data sources, the benchmark model, and the rules that keep comparisons fair and claim-safe.

Methodology

This is a methodology report — it documents process, not a ranking. No provider is labelled best, cheapest, or winner.

Available now

  • The comparison model (rate + fee → recipient amount) explained
  • How benchmark/reference rates (Fixer) are used and kept separate from sendable providers
  • How "latest captured" / "latest checked" quotes are labelled
  • How anomalies are flagged under_review instead of published as fact

Pending data

  • Per-corridor captured-quote density continues to expand as collection runs

What we compare

remit.ae compares CBUAE-licensed exchange houses, digital transfer apps, and banks for AED-denominated corridors. For each provider we look at the exchange rate and any transfer fee, then express the outcome as the recipient amount for a given AED send amount — because the headline rate alone does not tell a sender what they actually receive.

Benchmark vs sendable providers

We use Fixer as a benchmark/reference exchange rate only. The benchmark is never ranked against providers and is never counted as a sendable option. Sendable-provider counts exclude the benchmark; reference-rate counts include it separately. This keeps the comparison honest: a benchmark is context, not a product you can send through.

Freshness and data quality

Every captured quote carries a timestamp and is presented as "latest captured" or "latest checked", not as a live guaranteed quote. When a captured value diverges implausibly from the benchmark and provider median (for example a parser misread), it is flagged under_review and kept out of published comparisons until verified.

Claim discipline

We do not sell or display "best", "cheapest", "winner", or "UAE #1" labels. Where a comparison is shown, it is framed around the recipient amount on a specific day for a specific amount — which the user can verify with the provider.

Related

For journalists & researchers

A transparent, citable methodology for comparing UAE remittance providers — useful for journalists and researchers who need a defensible comparison framework. Free to cite with attribution to remit.ae. Contact for data access.

All figures referenced are benchmark/reference observations from latest-checked sources, not guaranteed quotes. Verify the final rate and fee with the provider. remit.ae is an independent UAE comparison platform — not a money transmitter, does not hold funds, and does not provide financial advice. Methodology · How we make money