Provider Data Sources

Where our data comes from, how it is collected, and what standards govern its use. Every piece of data is classified under a source tier.

Important: We do not claim a rate is “live” without a signed official data agreement. Check the final rate and fee directly with the provider before sending money.
Data freshness policy
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Source tiers

Every data point on remit.ae is classified under one of five source tiers. Tier determines what claims are permitted and how data is labelled.

Tier 1

Official Data Agreement

Data supplied directly by the provider via a signed data agreement, API connection, or licensed data feed.

Collection:Direct API connection or data feed per agreement terms
Attribution:Clearly attributed to the provider with a collection timestamp
Live rate claim:Permitted, subject to agreement terms and data feed status
Status:No official data agreements are currently active
Tier 2

Public Calculator Capture

Rate and fee data recorded from the provider's publicly accessible quote calculator, where no login, CAPTCHA, or account is required.

Collection:Operator-verified public calculator check (manual or approved automated capture after terms review)
Attribution:Labeled with provider name, collection date, and "verify at provider"
Live rate claim:Not permitted — labeled as "Rate recorded [date] — verify at provider before transferring"
Compliance:Terms of service and robots.txt reviewed before any collection begins
Tier 3

Indicative Board Rate

Exchange-house board rates observed from branch displays or publicly accessible exchange-house websites.

Collection:Manual record or publicly accessible board rate pages
Attribution:Labeled as "Indicative rate — visit branch to confirm"
Live rate claim:Never permitted — these are not guaranteed transactional quotes
Note:Actual counter rates may differ from board rates
Tier 4

KFS / Fee Schedule Data

Key Facts Statements (KFS) and fee schedule data from a provider's publicly published documentation.

Collection:Manual review of publicly available KFS PDFs and fee schedule documentation
Attribution:Labeled as "From published KFS — verify before transferring"
Live rate claim:Not permitted — KFS data reflects published schedules, not live rates
CBUAE requirement:UAE-licensed exchange houses must publish KFS per CBUAE Federal Decree-Law No. 6/2026
Tier 5

Provider Profile Only

Provider listed for reference only — no rate or fee data is displayed.

Collection:Public provider information (name, description, service area, payout options)
Live rate claim:Not applicable — no rate data displayed

What we do not do

  • ✗Scrape data from providers that prohibit scraping in their terms of service
  • ✗Use login credentials to access provider-gated data
  • ✗Bypass CAPTCHAs or other anti-automation measures
  • ✗Use providers' APIs without a signed agreement
  • ✗Claim live rates without a signed data agreement
  • ✗Store API credentials in application code or public repositories

Provider intelligence coverage matrix

Current collection and publication state for each provider. Staging records remain outside public results until approval.

ProviderFreshnessDisplayAction
Al Ansari ExchangeRecently CheckedStaging onlyView info →
Lulu ExchangeRecently CheckedStaging onlyView info →
Al Fardan ExchangeTypicalProfile onlyView info →
WiseRecently CheckedIndicativeView info →
RemitlyRecently CheckedIndicativeView info →
WorldRemitTypicalProfile onlyView info →
Western UnionTypicalProfile onlyView info →
Emirates NBD DirectRemitUnavailableProfile pendingPending

Attribution standards

All rate and fee data displayed on the site includes the source tier label, the collection date and time, a freshness caveat where applicable, and a prompt to verify directly with the provider.

Explore exchange-rate pairs

Why You Can Trust Us

Numerical claims in our corridor guides, provider pages and method comparisons are labelled as recorded, documented or calculated and carry their source class.

Learn more about remit.ae

Built for UAE expats and residents comparing money transfer options.

remit.ae provides editorial guidance based on our comparison methodology.

Commissions we may receive never impact our independence.

Compare available provider options

Check final rates and fees directly with the provider before sending.