UAE → India · Receiving guide
Send money to Indian Overseas Bank from the UAE
Sending money from Dubai or elsewhere in the UAE to Indian Overseas Bank starts with the receiving account. Use the bank’s instructions below to prepare the beneficiary, then compare the complete transfer price for your AED amount.
Indian Overseas Bank: receiving details
Confirm the account holder’s exact name, current Indian Overseas Bank account number and branch IFSC for a local INR deposit. For a foreign-currency wire, obtain the bank’s SWIFT and correspondent instructions for the chosen currency.
Compare the same transfer
Use the same total AED budget, recipient and receiving method. Check the INR amount, all disclosed charges and the end-to-end delivery estimate before paying.
Indian Overseas Bank receiving route
IOB identifies the beneficiary name, account number, bank and Indian branch as required wire details and asks the sending bank to address the payment to the correct SWIFT code.
Distinguish an Indian Overseas Bank account in India from an IOB overseas branch account. Obtain the Indian receiving branch’s instructions and state the intended account-credit purpose to avoid routing the transfer to the wrong entity.
IOB NRI remittance instructions
Prepare the payment
Confirm the beneficiary
Confirm the account holder’s exact name, current Indian Overseas Bank account number and branch IFSC for a local INR deposit. For a foreign-currency wire, obtain the bank’s SWIFT and correspondent instructions for the chosen currency.
Choose the receiving method
Select India and the actual account or receiving method in the sending service. Review the recipient name before confirming.
Check total cost and delivery
Compare AED paid against INR delivered, including separately disclosed charges. Keep the receipt and transfer reference until the recipient confirms credit.
Rate, fees and tracking
| Check | What to compare |
|---|---|
| Exchange rate | The quoted AED/INR conversion and its expiry, alongside a dated reference rate. |
| Total payment | The AED amount debited or paid, including the sending charge. |
| Receiving amount | The INR proceeds and any disclosed intermediary, receiving or cash-out charge. |
| Delivery and amendments | The end-to-end estimate, tracking reference and correction or refund conditions. |
Frequently asked questions
What details do I need to send to Indian Overseas Bank from Dubai?
Confirm the account holder’s exact name, current Indian Overseas Bank account number and branch IFSC for a local INR deposit. For a foreign-currency wire, obtain the bank’s SWIFT and correspondent instructions for the chosen currency.
How do I compare transfer costs to Indian Overseas Bank?
Compare the final INR amount for the same total AED payment and the same receiving method. Include sender fees, exchange-rate differences and any disclosed intermediary or receiving charges.
How long does a UAE transfer to Indian Overseas Bank take?
Use the sending service’s estimate for the complete UAE-to-India transfer. Funding, identity checks, routing and receiving-account processing can affect delivery. A domestic payment-network speed describes only part of the journey.
Compare UAE to India transfer costs
Choose the amount and receiving method, then confirm Indian Overseas Bank support in the sending service.
Compare AED to INRTransfers from Dubai and the UAE to Indian Overseas Bank. Compare the receiving route and total cost for your own amount.
Bank and wallet instructions describe receiving arrangements; they are not a universal price or speed guarantee.