🇦🇪 UAE Bank · SWIFT / BIC Code

ADCB SWIFT Code — Abu Dhabi Commercial Bank

The correct SWIFT/BIC code for receiving international transfers into ADCB UAE accounts.

Abu Dhabi Commercial Bank (ADCB) SWIFT / BIC Code
ADCBAEAA
Also shown as: ADCBAEAAXXX (11-character)
Abu Dhabi headquartered · UAE's 3rd largest bank
ADCB
Bank code
AE
Country (UAE)
AA
Abu Dhabi
XXX
Branch (opt)

About ADCB SWIFT Code ADCBAEAA

Abu Dhabi Commercial Bank (ADCB) was established in 1985 and is one of the UAE's top three banks. ADCB is majority-owned by the Abu Dhabi Government through ADQ, making it one of the most well-capitalized banks in the region.

The SWIFT code ADCBAEAA decodes as: ADCB (Abu Dhabi Commercial Bank) + AE (United Arab Emirates) + AA (Abu Dhabi location). The 8-character version works for all ADCB branches. Add XXX if an 11-character code is required.

What is a SWIFT Code?

A SWIFT code (BIC — Bank Identifier Code) identifies a specific bank in the SWIFT network used for cross-border wire transfers. Every bank that participates in international transfers has a unique SWIFT code.

For UAE accounts, international transfers require both the SWIFT code and your IBAN (International Bank Account Number) — a 23-character code beginning with AE.

Your ADCB Account Details for Receiving International Transfers

Bank Name
Abu Dhabi Commercial Bank PJSC
SWIFT / BIC Code
ADCBAEAA
IBAN
Your 23-character UAE IBAN (starts with AE)
Account Holder Name
Full name as on ADCB account
Bank Address
Abu Dhabi Commercial Bank PJSC, ADCB Building, Sheikh Zayed Road, Abu Dhabi, UAE
Where to find your ADCB IBAN: Log in to ADCB Mobile or Online Banking. Navigate to Accounts → Account Details. Your 23-character IBAN (AE...) is displayed. You can also find it on your ADCB monthly account statement or by calling 600 50 2030.

Sending Money from UAE with ADCB — Compare Providers

If you hold an ADCB account and want to send AED to India, Pakistan, Philippines, or other countries, compare your options before paying ADCB's transfer fees:

WiseBest rate

Best AED→INR mid-market rate. Use your ADCB debit card. Low transparent fee.

Review →
Al Ansari ExchangeWalk-in

Cash at 200+ UAE branches. No fee, competitive rate. Direct Indian bank deposit.

Review →
LuLu ExchangeNo fee

No transfer fee. Competitive AED rates. In LuLu hypermarkets across UAE.

Review →
RemitlyFastest

Use your ADCB debit card. Express delivery in minutes to India/Pakistan.

Review →

UAE Bank SWIFT Codes — Quick Reference

UAE BankSWIFT Code
Abu Dhabi Commercial Bank (ADCB)ADCBAEAA
First Abu Dhabi Bank (FAB)NBADAEAA
Emirates NBDEBILAEAD
Mashreq BankBOMLAEADXXX
Dubai Islamic Bank (DIB)DUIBAEADXXX
RAK BankNRAKAEAK

Frequently Asked Questions

What is ADCB SWIFT code?

Abu Dhabi Commercial Bank's SWIFT code is ADCBAEAA. This 8-character BIC uniquely identifies ADCB in the SWIFT global network. Some systems display the full 11-character version ADCBAEAAXXX (with XXX representing the primary branch). ADCB is one of the UAE's leading banks, headquartered in Abu Dhabi, and is part of the Abu Dhabi Government's portfolio.

How to receive money from India to ADCB account?

To receive money from India into your ADCB account, provide the sender: SWIFT code ADCBAEAA, your ADCB IBAN (23 characters starting with AE), and your full name as on the account. The sender in India can use a bank wire transfer or digital app like Wise. Transfers typically arrive within 1-3 business days.

Does ADCB charge fees for receiving international transfers?

ADCB may charge a fee for receiving international wire transfers (SWIFT payments). The exact fee depends on your account type and the sending bank. Check ADCB's current fee schedule in the ADCB app or by calling 600 50 2030. Note that international transfers may also incur intermediary bank fees, depending on the correspondent banks used to route the payment.

Other UAE & Indian Bank SWIFT Codes

remit.ae is an independent comparison service. SWIFT codes are provided for informational purposes — always verify with your bank before initiating a transfer. Stack Jewels LLC.