Provider directoryremit.ae

All UAE Money Transfer Providers — Complete Directory

Comprehensive directory of CBUAE-licensed money transfer providers operating in the UAE. Exchange houses, digital remittance apps, UAE banks, and UAE fintech — with editorial scores, corridor coverage, and links to full reviews.

Provider count: This directory covers 12 exchange houses, 14 digital apps, 6 UAE banks, and 1 UAE fintech infrastructure. All listed providers are regulated by the UAE Central Bank (CBUAE) or operate under an equivalent UAE regulatory framework.

Exchange Houses Digital Apps UAE Banks UAE Fintech

Exchange Houses

12 providers

UAE exchange houses are licensed by the CBUAE and operate physical branch networks across the country. They serve the majority of UAE outbound remittance volume, particularly for South Asian and Southeast Asian corridors. They offer cash pickup, bank transfers, and wallet payout options.

Al Ansari Exchange9/10

CBUAE · Exchange House

UAE's largest exchange house network

Corridors: India, Pakistan, Philippines, Bangladesh, Nepal, Sri Lanka

LuLu Exchange8.8/10

CBUAE · Exchange House

Part of LuLu Group, strong South Asia coverage

Corridors: India, Philippines, Sri Lanka, Nepal, Pakistan

Al Fardan Exchange8.7/10

CBUAE · Exchange House

Premium exchange services, business transfers

Corridors: India, Pakistan, GCC, UK, USA

GCC Exchange8.5/10

CBUAE · Exchange House

Strong subcontinent corridor coverage

Corridors: India, Pakistan, Bangladesh, GCC countries

Orient Exchange8.4/10

CBUAE · Exchange House

Established exchange house, competitive rates

Corridors: India, Pakistan, Philippines, Sri Lanka

Sharaf Exchange8.3/10

CBUAE · Exchange House

Part of Sharaf Group

Corridors: India, Pakistan, Philippines, GCC

Wall Street Exchange8.2/10

CBUAE · Exchange House

Strong Western corridors coverage

Corridors: India, Pakistan, UK, USA, Europe

Al Rostamani Exchange8.1/10

CBUAE · Exchange House

Part of Al Rostamani Group

Corridors: India, Pakistan, Philippines, Bangladesh

Index Exchange8/10

CBUAE · Exchange House

UAE-based exchange house

Corridors: India, Pakistan, Asia

Al Mulla Exchange7.9/10

CBUAE · Exchange House

Long-established exchange house

Corridors: India, Pakistan, GCC, Asia

Lari Exchange7.8/10

CBUAE · Exchange House

UAE exchange house

Corridors: India, Pakistan, South Asia

Redha Al Ansari Exchange7.8/10

CBUAE · Exchange House

UAE exchange house

Corridors: India, Pakistan, GCC

Scores are editorial. Methodology. Not all providers have dedicated review pages — scores reflect available data.

Digital Remittance Apps

14 providers

Digital remittance apps operate online or via mobile app. Most offer bank-to-bank transfers and some support cash pickup through partner networks. UAE-based users typically need to complete KYC (identity verification) before their first transfer.

Wise9.4/10

CBUAE licensed · Digital App

Mid-market rate + transparent fee. Best rate transparency.

Corridors: Global — 80+ currencies

Remitly9/10

CBUAE licensed · Digital App

Express and Economy tiers. Strong South Asia.

Corridors: India, Pakistan, Philippines, Bangladesh, Nepal, Sri Lanka, 100+ more

Western Union8.9/10

CBUAE licensed · Digital App

Widest global cash pickup network. Higher FX margin.

Corridors: Global — 200+ countries, cash pickup network

WorldRemit8.3/10

CBUAE licensed · Digital App

Strong Africa corridor coverage.

Corridors: Africa, Asia, Philippines, Bangladesh

MoneyGram8.2/10

CBUAE licensed · Digital App

Competitor to Western Union for cash pickup.

Corridors: Global — 200+ countries, cash pickup

Careem Pay8.1/10

CBUAE / UAE licensed · Digital App

In-app transfer for Careem super-app users.

Corridors: India, Pakistan (Careem app users)

InstaReM7.9/10

CBUAE licensed · Digital App

Singapore-based digital remittance app.

Corridors: India, Philippines, Malaysia, Singapore, Australia

Paysend7.8/10

CBUAE licensed · Digital App

Flat fee model for many corridors.

Corridors: Europe, Philippines, India, Pakistan

Ria Money Transfer7.8/10

CBUAE licensed · Digital App

Part of Euronet Worldwide.

Corridors: Global — cash pickup + bank

TapTap Send7.7/10

CBUAE licensed · Digital App

Mobile-first, zero fee model.

Corridors: Africa, South Asia, South America

XE Money Transfer7.7/10

CBUAE licensed · Digital App

Large-amount transfers, business focus.

Corridors: Global — 170+ currencies

OFX7.6/10

CBUAE licensed · Digital App

Business and large transfers specialist.

Corridors: AUD, GBP, EUR, USD focus

Skrill7.5/10

CBUAE licensed · Digital App

Digital wallet + transfer hybrid.

Corridors: Global — digital wallet focus

Xoom (PayPal)7.5/10

CBUAE licensed · Digital App

PayPal subsidiary.

Corridors: India, Philippines, Latin America, Europe

UAE Banks

6 providers

UAE banks offer international transfers via SWIFT and increasingly through dedicated remittance products. Bank transfers are convenient if you already bank with a UAE bank, but are typically more expensive than exchange houses or digital apps for most corridors. UAE banks generally score lower on Fees/Rate criteria in our methodology.

Emirates NBD DirectRemit7.5/10

CBUAE · UAE Bank

SWIFT + DirectRemit instant to select corridors.

Corridors: India, Pakistan, Philippines, UK, USA

First Abu Dhabi Bank (FAB)7.3/10

CBUAE · UAE Bank

UAE's largest bank by assets.

Corridors: Global SWIFT coverage

Mashreq Bank7.2/10

CBUAE · UAE Bank

NeoBiz and retail banking.

Corridors: India, Pakistan, Philippines, SWIFT global

ADCB7.1/10

CBUAE · UAE Bank

Abu Dhabi Commercial Bank.

Corridors: Global SWIFT coverage

Dubai Islamic Bank (DIB)7/10

CBUAE · UAE Bank

Islamic banking, Sharia-compliant transfers.

Corridors: Global SWIFT + selected corridors

ADIB7/10

CBUAE · UAE Bank

Abu Dhabi Islamic Bank.

Corridors: Global SWIFT coverage

UAE Fintech Infrastructure

1 entries

UAE Central Bank-backed payment infrastructure and fintech initiatives that enable or underpin money movement in the UAE.

AANI (UAE Instant Payments)N/A

CBUAE / Al Etihad Payments · UAE Fintech

Central Bank instant payment infrastructure. Not a standalone provider.

Corridors: UAE domestic + select cross-border

About Editorial Scores

Scores are editorial estimates based on our 4-criteria methodology: Trust & Regulation (30%), Fees & Exchange Rate (35%), Service Quality (20%), Customer Satisfaction (15%). Scores are not live rate data and do not indicate cheapest provider at any given time. For full methodology, see remit.ae/methodology.

Some providers listed do not yet have dedicated review pages — scores where shown are preliminary editorial assessments.

Compare providers for your corridor

See which providers serve your specific AED corridor — with scores, rates, and reviews.

Full Rankings & Scores AED to INR Live Rates

Always verify directly with the provider before sending

remit.ae is a comparison platform — not a live rate feed or money transfer service. Rates and fees shown may be estimated or stale. Confirm these before transferring:

Current exchange rate — rates change, always re-check just before sending
Transfer fee and any hidden charges
Exact recipient amount in their currency
Payout method (bank deposit, cash pickup, mobile wallet) availability
Estimated delivery time for your corridor

Our methodology Data freshness policy Not a money transfer service

Transparency:Affiliate disclosureSponsored disclosureEditorial independenceNot a money transfer service

remit.ae is an independent comparison platform. It does not transfer money, hold funds, or process payments. Provider inclusion in this directory is editorial. Scores are estimates and not financial advice. Always verify current rates, fees, and license status directly with the provider before sending money. Disclaimer · Methodology