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All UAE Money Transfer Providers — Complete Directory

Comprehensive directory of CBUAE-licensed money transfer providers operating in the UAE. Exchange houses, digital remittance apps, UAE banks, and UAE fintech — with editorial scores, corridor coverage, and links to full reviews.

Provider count: This directory covers 12 exchange houses, 15 digital apps, 6 UAE banks, and 1 UAE fintech infrastructure. All listed providers are regulated by the UAE Central Bank (CBUAE) or operate under an equivalent UAE regulatory framework.

Exchange Houses

12 providers

UAE exchange houses are licensed by the CBUAE and operate physical branch networks across the country. They serve the majority of UAE outbound remittance volume, particularly for South Asian and Southeast Asian corridors. They offer cash pickup, bank transfers, and wallet payout options.

Exchange House

UAE's largest exchange house network

Corridors: India, Pakistan, Philippines, Bangladesh, Nepal, Sri Lanka

Exchange House

Part of LuLu Group, strong South Asia coverage

Corridors: India, Philippines, Sri Lanka, Nepal, Pakistan

Exchange House

Premium exchange services, business transfers

Corridors: India, Pakistan, GCC, UK, USA

Exchange House

Strong subcontinent corridor coverage

Corridors: India, Pakistan, Bangladesh, GCC countries

Exchange House

Established exchange house, competitive rates

Corridors: India, Pakistan, Philippines, Sri Lanka

Exchange House

Part of Sharaf Group

Corridors: India, Pakistan, Philippines, GCC

Exchange House

Part of Al Rostamani Group

Corridors: India, Pakistan, Philippines, Bangladesh

Exchange House

UAE-based exchange house

Corridors: India, Pakistan, Asia

Exchange House

Long-established exchange house

Corridors: India, Pakistan, GCC, Asia

Exchange House

UAE exchange house

Corridors: India, Pakistan, South Asia

CBUAE licence 03.01.03.016.1982.02 · Exchange House

UAE exchange house

Corridors: India, Pakistan, GCC

Exchange House

Verified provider profile; public indicative rates are not ranked

Corridors: India, Pakistan, Philippines, Bangladesh, Egypt, Nepal, Sri Lanka, Indonesia, Kenya

Scores are editorial. Not all providers have dedicated review pages — scores reflect available data.

Digital Remittance Apps

15 providers

Digital remittance apps operate online or via mobile app. Most offer bank-to-bank transfers and some support cash pickup through partner networks. UAE-based users typically need to complete KYC (identity verification) before their first transfer.

Wise9.4/10

Digital App

Interbank rate + transparent fee. Best rate transparency.

Corridors: Global — 80+ currencies

Digital App

Express and Economy tiers. Strong South Asia.

Corridors: India, Pakistan, Philippines, Bangladesh, Nepal, Sri Lanka, 100+ more

Digital App

Widest global cash pickup network. Higher FX margin.

Corridors: Global — 200+ countries, cash pickup network

Digital App

Strong Africa corridor coverage.

Corridors: Africa, Asia, Philippines, Bangladesh

MoneyGram8.2/10

Digital App

Competitor to Western Union for cash pickup.

Corridors: Global — 200+ countries, cash pickup

Digital App

In-app transfer for Careem super-app users.

Corridors: India, Pakistan (Careem app users)

InstaReM7.9/10

Digital App

Official sender-country list excludes the UAE; kept as a directory profile only.

Corridors: UAE sender registration unsupported

Paysend7.8/10

Digital App

Flat fee model for many corridors.

Corridors: Europe, Philippines, India, Pakistan

Digital App

Part of Euronet Worldwide.

Corridors: Global — cash pickup + bank

Digital App

Mobile-first, zero fee model.

Corridors: Africa, South Asia, South America

Digital App

XE Currency Data is an interbank rate feed, not a UAE personal transfer offer.

Corridors: UAE sender registration unsupported

OFX7.6/10

Digital App

Business and large transfers specialist.

Corridors: AUD, GBP, EUR, USD focus

Skrill7.5/10

Digital App

Digital wallet + transfer hybrid.

Corridors: Global — digital wallet focus

Digital App

Prices transfers from 89 origin countries; the UAE is a destination, not one of them.

Corridors: UAE sender registration unsupported

Digital App

PayPal subsidiary. Useful for money coming INTO the UAE.

Corridors: Sends TO the UAE and 160+ destinations; UAE outbound unsupported

UAE Banks

6 providers

UAE banks offer international transfers via SWIFT and increasingly through dedicated remittance products. Bank transfers are convenient if you already bank with a UAE bank, but are typically more expensive than exchange houses or digital apps for most corridors. UAE banks generally score lower on Fees/Rate criteria in our methodology.

UAE Bank

SWIFT + DirectRemit instant to select corridors.

Corridors: India, Pakistan, Philippines, UK, USA

UAE Bank

UAE's largest bank by assets.

Corridors: Global SWIFT coverage

UAE Bank

NeoBiz and retail banking.

Corridors: India, Pakistan, Philippines, SWIFT global

ADCB7.1/10

UAE Bank

Abu Dhabi Commercial Bank.

Corridors: Global SWIFT coverage

UAE Bank

Islamic banking, Sharia-compliant transfers.

Corridors: Global SWIFT + selected corridors

ADIB7/10

UAE Bank

Abu Dhabi Islamic Bank.

Corridors: Global SWIFT coverage

UAE Fintech Infrastructure

1 entries

UAE Central Bank-backed payment infrastructure and fintech initiatives that enable or underpin money movement in the UAE.

UAE Fintech

Central Bank instant payment infrastructure. Not a standalone provider.

Corridors: UAE domestic + select cross-border

About Editorial Scores

Scores are editorial estimates based on our 4-criteria methodology: Trust & Regulation (30%), Fees & Exchange Rate (35%), Service Quality (20%), Customer Satisfaction (15%). Scores are not live rate data and do not indicate cheapest provider at any given time. For full methodology, see our methodology.

A dedicated review page identifies a completed editorial assessment. Directory-only entries show provider facts without a review score.

Compare providers for your corridor

See which providers serve your specific AED corridor — with scores, rates, and reviews.

remit.ae is an independent comparison platform. It does not transfer money, hold funds, or process payments. Provider inclusion in this directory is editorial. Scores are estimates and a factual comparison. Check current rates, fees, and license status directly with the provider before sending money. Disclosure